Privacy Policy

Last Updated: November 21, 2025

1. Introduction

Student Debt Shield ("we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website studentdebtshield.com (the "Site") or use our document preparation services.

Please read this Privacy Policy carefully. By using our Site or services, you agree to the collection and use of information in accordance with this policy. If you do not agree with the terms of this Privacy Policy, please do not access the Site or use our services.

2. Information We Collect

2.1 Personal Information You Provide

We may collect personal information that you voluntarily provide to us when you:

  • Request a quote or consultation
  • Register for an account
  • Fill out forms on our Site
  • Subscribe to our newsletter or marketing communications
  • Contact us via phone, email, or contact forms
  • Use our document preparation services

This information may include:

  • Name, email address, phone number, and mailing address
  • Date of birth and Social Security Number
  • Student loan information (loan amounts, servicer names, account numbers)
  • Employment and income information
  • Family size and dependent information
  • Financial information necessary for document preparation
  • Any other information you choose to provide

2.2 Automatically Collected Information

When you visit our Site, we may automatically collect certain information about your device and usage, including:

  • IP address, browser type, and operating system
  • Device information and unique device identifiers
  • Referring/exit pages and URLs
  • Pages viewed, time spent on pages, and clickstream data
  • Cookies, web beacons, and similar tracking technologies

3. How We Use Your Information

We use the information we collect for the following purposes:

  • To provide, operate, and maintain our document preparation services
  • To process your requests and complete transactions
  • To communicate with you, including responding to inquiries and providing customer support
  • To send you quotes, service updates, and administrative information
  • To prepare and submit student loan documents on your behalf
  • To comply with legal obligations and regulatory requirements
  • To improve our Site, services, and customer experience
  • To send you marketing communications (with your consent where required)
  • To detect, prevent, and address fraud, security issues, and technical problems
  • To analyze usage trends and optimize Site performance

4. Disclosure of Your Information

We may share your information in the following circumstances:

  • Service Providers: With third-party vendors who perform services on our behalf (e.g., payment processors, email service providers, analytics providers)
  • Loan Servicers: With federal student loan servicers as necessary to complete document submissions and applications
  • Legal Requirements: When required by law, subpoena, court order, or government request
  • Business Transfers: In connection with a merger, acquisition, or sale of company assets
  • With Your Consent: When you provide explicit consent to share your information
  • Protection of Rights: To protect our rights, property, or safety, or that of our users or others

We do not sell, rent, or trade your personal information to third parties for their marketing purposes without your explicit consent.

5. TCPA Compliance and Communications

By providing your telephone number to us, you expressly consent to receive calls and text messages from Student Debt Shield, including through the use of automated telephone dialing systems, artificial or prerecorded voice messages, and text messages, at the telephone number you provide, even if that number is on a corporate, state, or national Do Not Call Registry.

This consent includes communications for:

  • Service-related updates and notifications
  • Account information and document status updates
  • Marketing and promotional offers (where permitted by law)
  • Customer service and support
  • Reminders and follow-ups related to your document preparation services

You acknowledge that you are not required to consent to receive promotional calls or texts as a condition of purchasing any goods or services. Standard message and data rates may apply. You may opt out of receiving text messages at any time by replying "STOP" to any text message, or by contacting us at [email protected] or 949-828-1993.

6. A2P 10DLC Compliance

We comply with Application-to-Person (A2P) 10-Digit Long Code (10DLC) messaging requirements. Our text message communications are registered with mobile carriers and follow industry best practices for business messaging.

When you opt in to receive text messages from us, you will receive an initial confirmation message. You may receive up to 4 messages per month. To opt out, reply STOP. For help, reply HELP or contact us at [email protected].

7. Cookies and Tracking Technologies

We use cookies, web beacons, and similar tracking technologies to collect information about your browsing activities. Cookies are small data files stored on your device that help us improve your experience, analyze Site usage, and deliver personalized content.

Types of cookies we use:

  • Essential Cookies: Required for the Site to function properly
  • Analytics Cookies: Help us understand how visitors use our Site
  • Marketing Cookies: Used to deliver relevant advertisements
  • Preference Cookies: Remember your settings and preferences

You can control cookies through your browser settings. However, disabling cookies may affect your ability to use certain features of our Site.

8. Data Security

We implement appropriate technical and organizational security measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction. These measures include:

  • Encryption of data in transit and at rest
  • Secure socket layer (SSL) technology
  • Regular security assessments and audits
  • Access controls and authentication procedures
  • Employee training on data protection

While we strive to protect your personal information, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security of your data.

9. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements. When we no longer need your information, we will securely delete or anonymize it.

10. Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information:

  • Access: Request access to the personal information we hold about you
  • Correction: Request correction of inaccurate or incomplete information
  • Deletion: Request deletion of your personal information
  • Portability: Request transfer of your information to another service
  • Opt-Out: Opt out of marketing communications
  • Object: Object to processing of your information
  • Restrict: Request restriction of processing

To exercise these rights, please contact us at [email protected] or 949-828-1993. We will respond to your request within the timeframe required by applicable law.

11. State-Specific Privacy Rights

11.1 California Residents (CCPA/CPRA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), including:

  • Right to know what personal information is collected, used, and shared
  • Right to delete personal information
  • Right to opt-out of the sale or sharing of personal information
  • Right to correct inaccurate personal information
  • Right to limit use and disclosure of sensitive personal information
  • Right to non-discrimination for exercising your privacy rights

Notice: We do not sell your personal information. We may share information with service providers for business purposes as described in this policy.

11.2 Virginia Residents (VCDPA)

Virginia residents have the right to access, correct, delete, and obtain a copy of their personal data, as well as opt out of targeted advertising and the sale of personal data.

11.3 Colorado Residents (CPA)

Colorado residents have similar rights to those in California and Virginia, including the right to opt out of targeted advertising and profiling.

11.4 Connecticut, Utah, and Other States

Residents of Connecticut, Utah, and other states with comprehensive privacy laws have similar rights. We comply with all applicable state privacy laws.

12. Children's Privacy

Our Site and services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we learn that we have collected information from a child under 18, we will delete that information promptly. If you believe we have collected information from a child, please contact us at [email protected].

13. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

14. International Data Transfers

Your information may be transferred to and maintained on servers located outside of your state, province, or country where data protection laws may differ. By using our services, you consent to the transfer of your information to the United States and other jurisdictions where we operate.

15. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of material changes by:

  • Posting the updated policy on our Site with a new "Last Updated" date
  • Sending an email notification (if you have provided your email address)
  • Displaying a notice on our homepage

Your continued use of our Site and services after changes are made constitutes your acceptance of the updated Privacy Policy.

16. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us:

Student Debt Shield

Email: [email protected]

Phone: 949-828-1993

Website: studentdebtshield.com

Your Privacy Matters

We are committed to maintaining the confidentiality and security of your personal information. This Privacy Policy complies with federal laws including the Gramm-Leach-Bliley Act (GLBA) and state privacy laws across all 50 states, as well as TCPA and A2P 10DLC requirements for communications.