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Student Loan Knowledge Hub

Stay informed with expert insights, guides, and tips on managing your student loans and navigating federal loan programs.

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November 20, 2025 8 min read

Understanding Income-Driven Repayment Plans: A Complete Guide for 2025

Income-Driven Repayment (IDR) plans can significantly reduce your monthly student loan payments based on your income and family size. Learn about the new SAVE plan, IBR, PAYE, and ICR options, and discover which plan is right for your financial situation.

IDR Plans SAVE Plan Repayment
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Recent Articles

Expert advice and insights to help you navigate your student loan journey

Woman Setting Financial Goals at Home, Organizing Her Finances and Controlling Daily Expenses.
Nov 18, 2025 5 min read

5 Common Mistakes to Avoid When Applying for Loan Forgiveness

Public Service Loan Forgiveness (PSLF) can eliminate your remaining federal student loan balance, but many borrowers make critical errors that delay or deny their applications.

PSLF Tips
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Financial terms on yellow background. Overhead view.
Nov 15, 2025 6 min read

How to Stop Student Loan Wage Garnishment: Your Complete Guide

If your wages are being garnished due to defaulted student loans, you have options to stop the garnishment and get your loans back on track.

Default Garnishment
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Nov 12, 2025 7 min read

Student Loan Consolidation vs. Refinancing: What's the Difference?

Understanding the difference between federal loan consolidation and private refinancing can save you thousands and protect important borrower benefits.

Consolidation Guide
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Nov 10, 2025 4 min read

What Happens When You Miss a Student Loan Payment?

Missing a student loan payment can have serious consequences. Learn what happens at 30, 90, 180, and 270 days delinquent, and how to avoid default.

Delinquency Prevention
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Nov 8, 2025 5 min read

The New SAVE Plan Explained: Lower Payments for Borrowers

The SAVE plan replaces REPAYE and offers the most affordable payments ever for federal student loan borrowers. Here's everything you need to know.

SAVE Plan IDR
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Nov 5, 2025 6 min read

Annual IDR Recertification: Don't Miss Your Deadline

If you're on an income-driven repayment plan, you must recertify your income annually. Missing this deadline can lead to significantly higher payments.

Recertification Deadline
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